Aug 28, 2019
At a minimum, you should have a travel credit card that does
not charge you international conversion fees. When making purchases
abroad, you will always be better off declining the merchant’s
exchange rate for US dollars in favor of opting for the local
currency which will use the more favorable bank exchange rate used
by your credit card as long as there is no international conversion
fee.
Other perks to look for in a travel credit card are things
like global entry application credit, primary car rental insurance,
airport lounge access, a generous sign-up bonus. One of the most
popular amongst my travel savvy colleagues includes all of these
benefits, the Chase Sapphire Reserve card. Before you apply read up
on the Chase 5/24 rule. It’s the reason I don’t qualify. I’ve been
using my Citi Aadvantage Platinum select card to top up my American
Airlines points since I was close to a flight award. A great
website for answering questions about travel cards and effective
strategies for accumulating and leveraging reward points is
ThePointsGuy.com.
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